When comparing TSP and IRA, understanding how each retirement plan functions is crucial. The Thrift Savings Plan (TSP) is a low-cost government-sponsored option tailored for federal employees. In contrast, an IRA offers greater investment flexibility and control. Your choice between TSP and IRA will depend on your financial goals, desired investment options, and tax considerations. Federal Pension Advisors can assist you in finding the plan that best suits your retirement objectives and financial situation.
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